All I want for Christmas ….. is an insurance policy

I couldn’t stop laughing to myself or perhaps at myself when I thought about this article. Really, Andrew? Writing about this at this time of the year? Well…. YES! Let me tell you a little story. It was around this time of the year in 2001 when my family suffered a massive loss in our lives. My Dad - a 53year old healthy man - died suddenly from a heart attack and brain haemorrhage. My older sister was finishing her Masters degree in Scotland, I was in University and my younger sister was in private school at the time. Mum couldn’t keep up with tuition fees and raising a family on her income and suddenly life as we knew it, became very different. The funny thing about all this is that, no on

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