Dear young me, It’s Dec 2017 and the year is drawing to a close. This year has been one of mixed emotions! Exciting new adventures, scary health challenges and unsure of what the future holds. Yet, here we are! We made it. Now, as we look forward to the future, I want you to remember these very important things you need to do now before 2029, where you’ll be 50 years old! Take control of your money! You’re never too young to take control of your money! The best thing you can do for your future self will be to understand where your money is and what it’s doing for you. If you understand your cashflow, then well done. If not, then start listing down your income and expenses – it’s called a bud

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